Melissa Harbaugh's Blog

Posted on 02/05/2021
Down Payments 101: Saving for a Home Loan
If you’re hoping to buy a house in the near future, you’ll want to focus on saving for a down payment. Down payments are a way to let a lender know that you are a low-risk investment, and a way to save money on interest over the term of your loan. If you have your other finances in order--a...
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Posted on 02/05/2021
How to Prepare Your Credit Before Your Home Search
Photo by bongkarn thanyakij from Pexels Shopping for a new home should be an exciting experience, but if you are unsure of where you stand with your credit, it can be a little nerve-wracking. Having good credit will not only help you to secure more favorable interest rates for your mortgage, but it can also help you to...
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Posted on 02/01/2021
Eliminating House Clutter Will Help Sell Your Home
Two of the most important ingredients in a successful house-marketing campaign are competitive pricing and making a great first impression on prospective buyers. Although your real estate agent can assist in achieving both of those goals, keeping your home in "show ready" condition will be up to you and your family. When your home is actively being shown,...
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Posted on 01/25/2021
Native Gardening: Why the Trend Is Flourishing
Photo by Larisa Koshkina via PixabayRestoring native habitat to our surroundings is like pressing the "refresh" button on biodiversity. Homeowners who embrace native gardening are making big contributions to healthy landscapes, which is great for maintaining the native ecosystems. Making a Difference—Beautifully Native plants are the greenery that would grow in certain areas with or without human intervention....
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Posted on 01/18/2021
What Does It Take to List a Home?
Listing a home may be simple. In fact, if you know what it takes to craft an engaging house listing, you could speed up the property selling journey. Now, let's take a look at three tips to ensure you can create an effective home listing. 1. Evaluate Your Home's Strengths and Weaknesses Your home likely has served you well,...
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Posted on 01/14/2021
Another Property Sold - 4646 Delor, St Louis, MO 63116
Welcome Home! Adorable all brick, turn key bungalow is a perfect starter home or great for someone who wants to downsize. SO MANY updates in this home including refinished hardwood floors throughout the main living areas and bedrooms, fresh paint, new lighting fixtures throughout and new ceiling fans. Kitchen has been completely revamped with new flooring, counters, and sink. The bathroom has also been updated with new faucet and fixtures. Your new home has network wiring and has been wired for surround sound, cable and an ADT alarm system. The windows and electric panel are newer and the HVAC system also has a heat pump. The full...
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Posted on 01/11/2021
Why Should You Shop Around for a Smart House Device?
There are many state-of-the-art smart home devices at your disposal. At the same time, there is no shortage of vendors that sell smart home devices in cities and towns nationwide. Ultimately, it is a good idea to shop around for a smart home device. If you evaluate a variety of smart home device vendors, you can boost the likelihood...
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Posted on 01/04/2021
4 Tips to Settle Down in Your New City
Photo by Alexas Fotos via PixabayMoving to a new city is an exciting time, but it can also be stressful. Getting the lay of the land, especially if you don't have contacts in the city, is intimidating. From figuring out your transportation options to learning where the most affordable grocery store is, you have many things to tackle...
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Posted on 12/28/2020
5 Things to Clean Before You Move In
Image by pascalhelmer from Pixabay You’ve spent months scouring home listings and viewing houses. Once you found your dream home, you signed the contracts and successfully closed. Congratulations! It’s time to get started on this next exciting chapter of your life. While you’re probably eager to move your belongings into your new home, it’s a good idea to...
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Posted on 12/21/2020
Choosing the Right Contractor
Photo by Michal Jarmoluk via Pixabay Home décor and styles change all the time. One of the main things to remember before getting ready to completely remodel is choosing the right contractor. Although there are many contractors in the area, making sure they are able to do the job correctly makes all the difference. What are some things...
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Posted on 12/14/2020
Important Home Areas to Check after Winter
Every winter, your home faces harsh weather, and it may benefit you to examine your home during the warmer months for any areas that may need maintenance to avoid excessive and costly repairs to your home during or after the winter. Here are few things to check before the snow starts to fall.1. The Roof: Excess snowfall on...
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Posted on 12/07/2020
What are Prepayment Penalties?
Photo by Steve Buissinne via Pixabay Most are familiar with the key components of a mortgage: how much you're borrowing, what your interest rate is, how many years you'll be paying your mortgage back. There are many, however, who do not understand some of the finer details, including what prepayment penalties are and how they may affect you...
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